Ibotta Existing User Guide [STGKURO]: How US Members Cash In a $10 Referral Reward (June 2026 Update)
Posted: 15 Jun 2026, 07:33
Most of us have stared at a grocery receipt that felt a few dollars too high for the items in our cart. If you are looking for a way to recoup some of that spend without jumping through hoops, you have likely searched for an Ibotta coupon code $20 off to kickstart your savings.
The Ibotta app is one of the most effective tools for turning everyday grocery trips into actual cash rewards. By using the referral code STGKURO during your initial account setup, you unlock the opportunity to earn a $20 welcome bonus once you complete your first qualifying offer.
While you might see search results for an Ibotta coupon $20 off or an Ibotta $5 off coupon code, remember that Ibotta operates as a cashback platform rather than a traditional digital coupon clipper. These referral bonuses are the standard way the app rewards new users for joining the community and making that first successful redemption.
How Does The Ibotta $20 Off Bonus Actually Work?
The Ibotta $20 bonus is a sign-up reward credited to a new user's Ibotta account after they enter code STGKURO at registration and complete their first qualifying cashback offer.
To start, you simply download the Ibotta app on your smartphone and create a new account using your email or phone number. Be sure to enter the referral code STGKURO during this registration process, as this is the specific trigger for the welcome incentive.
Once your account is live, browse the various cashback offers available for your local grocery stores and retailers. Select at least one offer, make the purchase at the store, and scan your receipt through the app or link your loyalty card to capture the savings.
After Ibotta verifies your qualifying purchase, the $20 welcome bonus will be credited to your account balance. You can then monitor your earnings in the app and withdraw them via PayPal, Venmo, or your choice of digital gift cards once you reach the minimum cash-out threshold.
Searching for an Ibotta coupon code $20 off first-time user or looking for outdated Ibotta coupon codes $5 off will lead you to the same primary goal: setting up a new account correctly to maximize your initial cashback potential.
Is The Ibotta $20 Off Bonus With Code STGKURO Legit?
Yes, the bonus is a legitimate promotion offered by Ibotta to incentivize new users to join their cashback community and complete their first shopping trip using the app.
Ibotta is a well-established company in the United States, widely recognized for its long track record of helping shoppers earn cash back on grocery and retail purchases. The code STGKURO is an active referral identifier that currently qualifies new users for the $20 welcome bonus, provided they meet the specific requirements set forth in Ibotta’s terms.
It is important to note that promotional bonus amounts are determined solely by Ibotta and are subject to change based on their current marketing strategies. An Ibotta $20 Off Coupon Legit search will confirm that users consistently receive their bonuses after qualifying redemptions, though it is always smart to stick with official referral codes to ensure you are credited properly. While you may see people hunting for an Ibotta $5 off coupon legit result, the actual value of your sign-up bonus is governed by the specific campaign active at the time of your registration.
Ibotta Coupon $20 Off Explained: What The Referral Bonus Actually Includes
When you see people searching for an Ibotta coupon $20 off, they are usually looking for the most efficient way to secure a new-user cashback bonus. It is important to clarify that this is not a discount applied at the register to lower your total bill at the grocery store.
Instead, the reward is a $20 cashback credit that is deposited into your Ibotta earnings balance after you meet the necessary redemption criteria. This $20 off Ibotta coupon represents a cash reward for your activity, which provides you with more flexibility than a store-specific discount because you can eventually withdraw the money as actual cash.
The bonus is a cashback incentive for new users, not a physical voucher.
Eligibility requires signing up with code STGKURO and completing a first offer.
Rewards are credited to your in-app balance after the receipt or link is verified.
Earnings can be cashed out via platforms like PayPal or Venmo.
Latest Ibotta Coupon $20 Off First Order: What Triggers The Payout
In the context of the Ibotta app, your "first order" refers to the first time you successfully redeem a cashback offer on a qualifying purchase. This means you must buy a product that is currently featured in the app's offer list at a participating retailer and then provide proof of that purchase.
To trigger the payout, you must ensure your receipt matches the offer criteria, including the specific brand, size, or quantity listed. If you prefer a seamless experience, you can link your grocery store loyalty account directly in the Ibotta app, which often allows for automatic redemption without the need to scan a paper receipt.
The bonus is triggered by your first qualifying offer redemption via STGKURO.
Ensure the store you visit is listed as a partner in the app.
Verify that your purchase matches the exact requirements of the selected offer.
The system confirms your eligibility automatically after the scan or loyalty link.
This process ensures you get the most out of your Ibotta coupon code $20 off first order by following the standard verification steps. Always double-check your receipt against the Ibotta coupon code first order requirements in the app before you finalize your submission. Navigating this process correctly is the key to successfully claiming your Ibotta coupon code $20 off first time user benefit.
Ibotta Promo Code $20 Off For New Users In 2026
If you are a new user in 2026, using code STGKURO during signup is the most direct path to securing your $20 welcome bonus. Once you have completed your first qualifying purchase, the bonus is added to your account, and you gain full access to the platform's wide range of ongoing cashback opportunities.
Sign up with code STGKURO to start the process.
Activate your preferred offers in the app before shopping.
Complete the transaction and upload your receipt.
Wait for the system to credit your $20 bonus and cash back.
By utilizing an Ibotta coupon $20 off effectively, you ensure your account is tagged correctly for the promotion. Simply keep the Ibotta coupon code $20 off handy when you download the app for the first time.
Step-By-Step — How To Redeem The Ibotta Coupon $20 Off For New Customers
Download the Ibotta app from the official App Store or Google Play Store.
Create your new account, ensuring you provide a valid US ZIP code and contact information.
Enter referral code STGKURO in the designated field during your initial signup.
Navigate to the offers tab to find items you plan to buy, then tap to activate them.
Visit a partner store, purchase your selected items, and either scan your receipt or link your loyalty card.
Once the transaction is processed, your bonus and cashback will appear in your account.
Following these steps makes redeeming your Ibotta $20 coupon a straightforward task. Once you have mastered this process, you will see why everyone is looking for an Ibotta $20 off coupon code for new users to maximize their initial earnings.
Ibotta Coupon $20 Off For Existing Customers: What's Realistic
Existing users often wonder about the Ibotta coupon $20 off for existing customers free shipping search term they see online. It is important to realize that Ibotta is a cashback platform, not an online retailer, so there is no shipping component involved in using the app.
The $20 welcome bonus is designed specifically for new accounts as an introductory incentive. Existing users already have access to a variety of other ways to earn, including weekly bonuses, refer-a-friend rewards, and store loyalty program stacking. You can use Ibotta $20 coupon codes for existing users as a goal, but remember that your primary earnings come from consistent, everyday usage.
How To Use The Ibotta Coupon Code $20 Off For Existing Customers
Check your account settings for your personal referral code to share with friends.
Engage with the "Bonuses" tab in the app to track and complete weekly challenges.
Ensure your store loyalty cards are linked for automatic tracking on every trip.
Stack your Ibotta offers with paper manufacturer coupons at the register for double savings.
While you won't find a direct Ibotta coupon code $20 off that applies to an account that has already been created, leveraging the referral program is the most reliable way to earn similar rewards. Keep your eyes on the app to see which Ibotta coupon $20 off code variations become available through seasonal promotions.
How To Earn Ibotta $20 Coupons As A New Customer
New US customers earn the $20 Ibotta bonus by signing up with code STGKURO and redeeming their first qualifying cashback offer within the required redemption window. This is the most efficient way to start your journey with the app.
Once your account is successfully created with STGKURO, your priority should be the first qualifying purchase. Activation is simple; just pick an offer for a product you would normally buy, complete the purchase, and scan your receipt. The system handles the rest, automatically applying your bonus to your balance.
After your bonus is secured, you can continue to build your earnings by scanning grocery receipts and taking advantage of linked retailer offers. Do not worry about finding an Ibotta coupon code $20 off after you have already signed up, as you will then be focused on maximizing your ongoing rewards. You might still encounter search suggestions for an $5 off Ibotta coupon code, but your focus as a new user should always be on the primary $20 sign-up incentive.
Advantages Of Using The Ibotta Coupon $20 Off
A $20 cashback bonus is credited to your Ibotta account after your first qualifying redemption.
The platform covers a vast range of US grocery, drugstore, and big-box retailers.
You have flexible cash-out options including PayPal, Venmo, and popular gift cards.
Earnings stack seamlessly with store loyalty programs and manufacturer coupons for greater savings.
The process is low-effort, requiring only a quick receipt scan or a one-time loyalty card link using Ibotta coupon code $5 off and Ibotta coupon code $20 off logic.
Ibotta $20 Discount Code: Bonus Stack For New And Existing Customers
New users should prioritize the $20 welcome bonus by using code STGKURO at the start of their journey. Existing users, on the other hand, should look to the "Bonuses" section of the app to find current challenges and refer-a-friend opportunities that keep the cashback flowing.
New users get $20 after the first qualifying redemption using STGKURO.
Existing users can earn through consistent weekly challenges and referrals.
Seasonal promotions often provide additional ways to stack savings.
All users benefit from the ability to link store cards for automatic cashback.
By understanding that the Ibotta $20 off coupon code is a sign-up incentive, you can manage your expectations and focus on the right strategies. Every $20 off Ibotta coupon code search is essentially a search for the best way to enter the ecosystem and start earning.
Pros And Cons Of Using The Ibotta Coupon Code $20 Off This Month
Established US platform: Ibotta has a proven history of paying out cash rewards to millions of users.
Easy $20 bonus: A new US account using code STGKURO earns the reward after the first qualifying redemption.
Simple redemption: There is no need to manually enter coupons at the register, making the checkout experience smooth.
Multiple cash-out methods: You can easily move your earnings to your bank via PayPal or Venmo.
Ongoing earnings: The weekly bonuses keep the app relevant long after you have used the Ibotta coupon $20 off code.
Bonus delay: The welcome reward is not credited at the moment of signup; it requires the first qualifying purchase.
US-only restriction: You must reside in the United States and have a valid ZIP code to participate, and searching for an Ibotta $5 off coupon will not change this requirement.
Terms And Conditions Of Using The Ibotta Coupon $20 Off In 2026
The referral code STGKURO is valid for new Ibotta accounts only.
The $20 welcome bonus is issued only after the first qualifying offer is redeemed.
Users must reach the minimum cash-out threshold before withdrawing earnings.
Promotional terms and bonus amounts can be updated by Ibotta at any time.
Accounts must be registered with a valid US ZIP code.
Users sometimes search for Ibotta coupon code $20 off free shipping, but it is vital to remember that Ibotta is not a retailer and does not provide shipping services.
Always check the latest Ibotta coupon code $20 off for any specific expiration or activity requirements within the app's terms.
Where To Find The Ibotta Coupon Code $20 Off
Finding a reliable code is as simple as visiting the official Ibotta website or checking with trusted review platforms that focus on personal finance. While social media and Reddit threads might host various codes, they can sometimes be expired or already reached their referral limit.
Using a verified code like STGKURO ensures that your signup process goes smoothly and that you are eligible for the correct welcome promotion. If you are specifically hunting for an Ibotta coupon $20 off, sticking to recognized sources prevents the frustration of trying codes that no longer work. You might also find an Ibotta coupon $20 off Reddit thread where users discuss their experiences, but always verify the code directly in your app during the registration step.
Final Note — Use The Latest Ibotta Coupon Code $20 Off
Starting your cashback journey with the right foundation is the best way to ensure you never miss out on potential savings. Using the Ibotta coupon code $20 off during your initial setup is the lowest-effort way to put extra cash back into your pocket this week.
Keep in mind that these promotional bonuses are not permanent fixtures and can shift as Ibotta updates its acquisition campaigns. By taking advantage of the Ibotta coupon $20 off offer today, you set yourself up for a better financial routine, one receipt scan at a time.
FAQs Of Ibotta $20 Off Coupon
Does the $20 bonus post immediately after I sign up with STGKURO?
The $20 bonus does not post immediately upon registration. You must complete your first qualifying offer—such as scanning a grocery receipt or using a linked loyalty card—before the system verifies the transaction and credits the bonus to your account balance.
What counts as a "first qualifying offer" on Ibotta?
A first qualifying offer is any product promotion currently active in the app that you activate, purchase at a participating retailer, and verify via a receipt scan or loyalty link. Ensure the product matches the specific requirements in the app to count toward your welcome bonus.
Can the code STGKURO be used outside the United States?
No, the code STGKURO and the Ibotta app itself are exclusively for users located within the United States. You must have a valid US ZIP code and meet local requirements to create an account and participate in the referral and cashback programs.
Does the $20 welcome bonus stack with regular Ibotta cashback offers?
Yes, the welcome bonus is an additional incentive that you earn on top of the regular cashback you receive for your purchases. Once you complete your first qualifying offer, you will receive both the cashback value for that specific item and your $20 welcome bonus.
The Ibotta app is one of the most effective tools for turning everyday grocery trips into actual cash rewards. By using the referral code STGKURO during your initial account setup, you unlock the opportunity to earn a $20 welcome bonus once you complete your first qualifying offer.
While you might see search results for an Ibotta coupon $20 off or an Ibotta $5 off coupon code, remember that Ibotta operates as a cashback platform rather than a traditional digital coupon clipper. These referral bonuses are the standard way the app rewards new users for joining the community and making that first successful redemption.
How Does The Ibotta $20 Off Bonus Actually Work?
The Ibotta $20 bonus is a sign-up reward credited to a new user's Ibotta account after they enter code STGKURO at registration and complete their first qualifying cashback offer.
To start, you simply download the Ibotta app on your smartphone and create a new account using your email or phone number. Be sure to enter the referral code STGKURO during this registration process, as this is the specific trigger for the welcome incentive.
Once your account is live, browse the various cashback offers available for your local grocery stores and retailers. Select at least one offer, make the purchase at the store, and scan your receipt through the app or link your loyalty card to capture the savings.
After Ibotta verifies your qualifying purchase, the $20 welcome bonus will be credited to your account balance. You can then monitor your earnings in the app and withdraw them via PayPal, Venmo, or your choice of digital gift cards once you reach the minimum cash-out threshold.
Searching for an Ibotta coupon code $20 off first-time user or looking for outdated Ibotta coupon codes $5 off will lead you to the same primary goal: setting up a new account correctly to maximize your initial cashback potential.
Is The Ibotta $20 Off Bonus With Code STGKURO Legit?
Yes, the bonus is a legitimate promotion offered by Ibotta to incentivize new users to join their cashback community and complete their first shopping trip using the app.
Ibotta is a well-established company in the United States, widely recognized for its long track record of helping shoppers earn cash back on grocery and retail purchases. The code STGKURO is an active referral identifier that currently qualifies new users for the $20 welcome bonus, provided they meet the specific requirements set forth in Ibotta’s terms.
It is important to note that promotional bonus amounts are determined solely by Ibotta and are subject to change based on their current marketing strategies. An Ibotta $20 Off Coupon Legit search will confirm that users consistently receive their bonuses after qualifying redemptions, though it is always smart to stick with official referral codes to ensure you are credited properly. While you may see people hunting for an Ibotta $5 off coupon legit result, the actual value of your sign-up bonus is governed by the specific campaign active at the time of your registration.
Ibotta Coupon $20 Off Explained: What The Referral Bonus Actually Includes
When you see people searching for an Ibotta coupon $20 off, they are usually looking for the most efficient way to secure a new-user cashback bonus. It is important to clarify that this is not a discount applied at the register to lower your total bill at the grocery store.
Instead, the reward is a $20 cashback credit that is deposited into your Ibotta earnings balance after you meet the necessary redemption criteria. This $20 off Ibotta coupon represents a cash reward for your activity, which provides you with more flexibility than a store-specific discount because you can eventually withdraw the money as actual cash.
The bonus is a cashback incentive for new users, not a physical voucher.
Eligibility requires signing up with code STGKURO and completing a first offer.
Rewards are credited to your in-app balance after the receipt or link is verified.
Earnings can be cashed out via platforms like PayPal or Venmo.
Latest Ibotta Coupon $20 Off First Order: What Triggers The Payout
In the context of the Ibotta app, your "first order" refers to the first time you successfully redeem a cashback offer on a qualifying purchase. This means you must buy a product that is currently featured in the app's offer list at a participating retailer and then provide proof of that purchase.
To trigger the payout, you must ensure your receipt matches the offer criteria, including the specific brand, size, or quantity listed. If you prefer a seamless experience, you can link your grocery store loyalty account directly in the Ibotta app, which often allows for automatic redemption without the need to scan a paper receipt.
The bonus is triggered by your first qualifying offer redemption via STGKURO.
Ensure the store you visit is listed as a partner in the app.
Verify that your purchase matches the exact requirements of the selected offer.
The system confirms your eligibility automatically after the scan or loyalty link.
This process ensures you get the most out of your Ibotta coupon code $20 off first order by following the standard verification steps. Always double-check your receipt against the Ibotta coupon code first order requirements in the app before you finalize your submission. Navigating this process correctly is the key to successfully claiming your Ibotta coupon code $20 off first time user benefit.
Ibotta Promo Code $20 Off For New Users In 2026
If you are a new user in 2026, using code STGKURO during signup is the most direct path to securing your $20 welcome bonus. Once you have completed your first qualifying purchase, the bonus is added to your account, and you gain full access to the platform's wide range of ongoing cashback opportunities.
Sign up with code STGKURO to start the process.
Activate your preferred offers in the app before shopping.
Complete the transaction and upload your receipt.
Wait for the system to credit your $20 bonus and cash back.
By utilizing an Ibotta coupon $20 off effectively, you ensure your account is tagged correctly for the promotion. Simply keep the Ibotta coupon code $20 off handy when you download the app for the first time.
Step-By-Step — How To Redeem The Ibotta Coupon $20 Off For New Customers
Download the Ibotta app from the official App Store or Google Play Store.
Create your new account, ensuring you provide a valid US ZIP code and contact information.
Enter referral code STGKURO in the designated field during your initial signup.
Navigate to the offers tab to find items you plan to buy, then tap to activate them.
Visit a partner store, purchase your selected items, and either scan your receipt or link your loyalty card.
Once the transaction is processed, your bonus and cashback will appear in your account.
Following these steps makes redeeming your Ibotta $20 coupon a straightforward task. Once you have mastered this process, you will see why everyone is looking for an Ibotta $20 off coupon code for new users to maximize their initial earnings.
Ibotta Coupon $20 Off For Existing Customers: What's Realistic
Existing users often wonder about the Ibotta coupon $20 off for existing customers free shipping search term they see online. It is important to realize that Ibotta is a cashback platform, not an online retailer, so there is no shipping component involved in using the app.
The $20 welcome bonus is designed specifically for new accounts as an introductory incentive. Existing users already have access to a variety of other ways to earn, including weekly bonuses, refer-a-friend rewards, and store loyalty program stacking. You can use Ibotta $20 coupon codes for existing users as a goal, but remember that your primary earnings come from consistent, everyday usage.
How To Use The Ibotta Coupon Code $20 Off For Existing Customers
Check your account settings for your personal referral code to share with friends.
Engage with the "Bonuses" tab in the app to track and complete weekly challenges.
Ensure your store loyalty cards are linked for automatic tracking on every trip.
Stack your Ibotta offers with paper manufacturer coupons at the register for double savings.
While you won't find a direct Ibotta coupon code $20 off that applies to an account that has already been created, leveraging the referral program is the most reliable way to earn similar rewards. Keep your eyes on the app to see which Ibotta coupon $20 off code variations become available through seasonal promotions.
How To Earn Ibotta $20 Coupons As A New Customer
New US customers earn the $20 Ibotta bonus by signing up with code STGKURO and redeeming their first qualifying cashback offer within the required redemption window. This is the most efficient way to start your journey with the app.
Once your account is successfully created with STGKURO, your priority should be the first qualifying purchase. Activation is simple; just pick an offer for a product you would normally buy, complete the purchase, and scan your receipt. The system handles the rest, automatically applying your bonus to your balance.
After your bonus is secured, you can continue to build your earnings by scanning grocery receipts and taking advantage of linked retailer offers. Do not worry about finding an Ibotta coupon code $20 off after you have already signed up, as you will then be focused on maximizing your ongoing rewards. You might still encounter search suggestions for an $5 off Ibotta coupon code, but your focus as a new user should always be on the primary $20 sign-up incentive.
Advantages Of Using The Ibotta Coupon $20 Off
A $20 cashback bonus is credited to your Ibotta account after your first qualifying redemption.
The platform covers a vast range of US grocery, drugstore, and big-box retailers.
You have flexible cash-out options including PayPal, Venmo, and popular gift cards.
Earnings stack seamlessly with store loyalty programs and manufacturer coupons for greater savings.
The process is low-effort, requiring only a quick receipt scan or a one-time loyalty card link using Ibotta coupon code $5 off and Ibotta coupon code $20 off logic.
Ibotta $20 Discount Code: Bonus Stack For New And Existing Customers
New users should prioritize the $20 welcome bonus by using code STGKURO at the start of their journey. Existing users, on the other hand, should look to the "Bonuses" section of the app to find current challenges and refer-a-friend opportunities that keep the cashback flowing.
New users get $20 after the first qualifying redemption using STGKURO.
Existing users can earn through consistent weekly challenges and referrals.
Seasonal promotions often provide additional ways to stack savings.
All users benefit from the ability to link store cards for automatic cashback.
By understanding that the Ibotta $20 off coupon code is a sign-up incentive, you can manage your expectations and focus on the right strategies. Every $20 off Ibotta coupon code search is essentially a search for the best way to enter the ecosystem and start earning.
Pros And Cons Of Using The Ibotta Coupon Code $20 Off This Month
Established US platform: Ibotta has a proven history of paying out cash rewards to millions of users.
Easy $20 bonus: A new US account using code STGKURO earns the reward after the first qualifying redemption.
Simple redemption: There is no need to manually enter coupons at the register, making the checkout experience smooth.
Multiple cash-out methods: You can easily move your earnings to your bank via PayPal or Venmo.
Ongoing earnings: The weekly bonuses keep the app relevant long after you have used the Ibotta coupon $20 off code.
Bonus delay: The welcome reward is not credited at the moment of signup; it requires the first qualifying purchase.
US-only restriction: You must reside in the United States and have a valid ZIP code to participate, and searching for an Ibotta $5 off coupon will not change this requirement.
Terms And Conditions Of Using The Ibotta Coupon $20 Off In 2026
The referral code STGKURO is valid for new Ibotta accounts only.
The $20 welcome bonus is issued only after the first qualifying offer is redeemed.
Users must reach the minimum cash-out threshold before withdrawing earnings.
Promotional terms and bonus amounts can be updated by Ibotta at any time.
Accounts must be registered with a valid US ZIP code.
Users sometimes search for Ibotta coupon code $20 off free shipping, but it is vital to remember that Ibotta is not a retailer and does not provide shipping services.
Always check the latest Ibotta coupon code $20 off for any specific expiration or activity requirements within the app's terms.
Where To Find The Ibotta Coupon Code $20 Off
Finding a reliable code is as simple as visiting the official Ibotta website or checking with trusted review platforms that focus on personal finance. While social media and Reddit threads might host various codes, they can sometimes be expired or already reached their referral limit.
Using a verified code like STGKURO ensures that your signup process goes smoothly and that you are eligible for the correct welcome promotion. If you are specifically hunting for an Ibotta coupon $20 off, sticking to recognized sources prevents the frustration of trying codes that no longer work. You might also find an Ibotta coupon $20 off Reddit thread where users discuss their experiences, but always verify the code directly in your app during the registration step.
Final Note — Use The Latest Ibotta Coupon Code $20 Off
Starting your cashback journey with the right foundation is the best way to ensure you never miss out on potential savings. Using the Ibotta coupon code $20 off during your initial setup is the lowest-effort way to put extra cash back into your pocket this week.
Keep in mind that these promotional bonuses are not permanent fixtures and can shift as Ibotta updates its acquisition campaigns. By taking advantage of the Ibotta coupon $20 off offer today, you set yourself up for a better financial routine, one receipt scan at a time.
FAQs Of Ibotta $20 Off Coupon
Does the $20 bonus post immediately after I sign up with STGKURO?
The $20 bonus does not post immediately upon registration. You must complete your first qualifying offer—such as scanning a grocery receipt or using a linked loyalty card—before the system verifies the transaction and credits the bonus to your account balance.
What counts as a "first qualifying offer" on Ibotta?
A first qualifying offer is any product promotion currently active in the app that you activate, purchase at a participating retailer, and verify via a receipt scan or loyalty link. Ensure the product matches the specific requirements in the app to count toward your welcome bonus.
Can the code STGKURO be used outside the United States?
No, the code STGKURO and the Ibotta app itself are exclusively for users located within the United States. You must have a valid US ZIP code and meet local requirements to create an account and participate in the referral and cashback programs.
Does the $20 welcome bonus stack with regular Ibotta cashback offers?
Yes, the welcome bonus is an additional incentive that you earn on top of the regular cashback you receive for your purchases. Once you complete your first qualifying offer, you will receive both the cashback value for that specific item and your $20 welcome bonus.